Teaching Your Children About Money – The Lunch Money Account

I am the mother of a ten and a twelve-year-old girl.  Their school no longer allows them to carry cash to purchase school lunches.  It’s not my favorite system. The Problem: I want my girls to learn how to handle real money and know that there is a finite amount of it.  The school allows […]

The Value of a Road Map

A financial road map helps you to arrive at a successful retirement. This week, I am meeting with a client that I started working with 15 years ago.  They were in their forties at the time – one of my favorite ages to start working with people.  The longer time you have to plan, the […]

Plan for the Worst, Hope for the Best.

One of my favorite sayings is “Proper Prior Planning Prevents Poor Performance.”  Proper planning can help you take the stress out of some of the biggest, unplanned events that you may see in your lifetime. According to an AARP study dated December 28, 2019, “In total, 56 percent of workers over the age of 50 […]

Financial planners can make a major impact in the peace of mind of single individuals

Financial planners can make a major impact in the peace of mind of single individuals.  Over the years, I have worked with many individuals who were either widowed or never married.  I have also worked with people who don’t discuss their finances with their partners and those who keep their finances completely separate for many […]

Do you have golden handcuffs? When is it time to take them off and walk away?

Companies put “Golden Handcuffs” in place to retain key employees. They are benefits like restricted stock, deferred compensation, contractual bonuses or benefits an employee must repay if they leave a company. Ask your self the question that we must all ask ourselves when planning for our futures – How much is enough? What will make […]