Category: Family Finances

Your Mortgage, Tax Strategies and Retirement

I get the question a lot – should I pay off my mortgage.  The answer is that depends.   If I told you that I had a vehicle that allowed you to pay $10 in interest to save $3 in taxes, would you do it?  The answer is probably no.  Assuming that you are in […]

How do you know if you are ready for retirement?

A lot of retirement planning starts with what I call a back of the envelope calculation.  That’s the calculations that you grab an old piece of mail and scribble some rough numbers.  While a back of the envelope calculation isn’t enough, it’s a good start. First, know how much you are spending.  You can do […]

Steps To Take If You Are Being Laid Off

Today’s job market is constantly evolving.  Unfortunately, that may mean that you are receiving a pink slip and if you are lucky a severance package.  Here are some steps to take and things to consider. If you are receiving a severance package, set aside the entire amount in a savings account and move over a […]

Should You Relocate in Retirement?

As many people approach retirement, they start thinking about moving.  Before you move, make sure that you think it through. Do you have family considerations that will keep you in your current area?  Is it important to you to stay close to your children, your grandchildren or even your parents?  As people are living longer, […]

We’re Here to Help!

We’re here to help!   I am writing today to address the situation with the corona virus in Maryland and to assure you that we are both actively monitoring this situation as well as prepared to address your service and meeting needs should the situation become worse.   Not a day goes by that we […]

Purchasing a Second Home

Do you envision a home at the beach with the sun shinning over crystal blue waters and miles of sand just waiting for you to spend time relaxing on? Perhaps you see yourself walking into your ski house armed for the coming week with the ability to work out of your home office during the […]